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Early in her career, Sarah Hallac was an investment banker at Bear, Stearns & Co. Inc. where she spent her entire time with the firm in the Financial Analytics and Structured Transaction group. She was involved in the early days of mortgage securitization including the first agency Real Estate Mortgage Investment Conduit issued by the Federal National Mortgage Association. Sarah has been published in several books including The Handbook of Mortgage-Backed Securities.

Sarah has a BSE in Electrical Engineering from the University of Pennsylvania and a Bachelor of Science in Economics from the Wharton School.