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Momin Farooque is a Senior Criteria Analyst at The Pakistan Credit Rating Agency Limited (PACRA) since April 2023, having previously served as a Criteria Analyst. Prior roles include a Technical Operations Intern at TASDEEQ, where Momin prepared a research report on the use of telecommunications data for credit scoring in Pakistan, and finance internships at ABB and Hitachi ABB Power Grids, focusing on credit rating analysis and project finance. Additional experience includes a pricing executive position at Cheetay, teaching assistance in Time Series Analysis at the Lahore School of Economics, and an internship at Packages Ltd. Momin holds a Master of Science in Financial Management from the Lahore University of Management Sciences and a Bachelor of Business Administration in Finance with a minor in Mathematics and Data Analytics from the Lahore School of Economics. Educational experiences also include a summer study tour at Macquarie University and a solid academic foundation from Lahore Grammar School and Muscat International School.