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Zlatko Kirkov is a seasoned professional in security and antifraud measures, currently serving as the Head of Antifraud Department and Head of General Security Department at OTP banka Srbija since January 2021. Previously, Zlatko held similar positions at Vojvodjanska banka and played a crucial role in payment card security. With extensive experience dating back to 2000, including a significant tenure as a Specialist Advisor for payment card security at OTP banka Srbija, Zlatko has developed a robust expertise in detecting and preventing payment card fraud. Zlatko holds a Master’s degree in Industrial Engineering from the Technical Faculty of the University of Novi Sad, acquired between 2013 and 2014, as well as a Bachelor’s degree from the same institution completed in 1997.