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Adrian Jurcut has extensive experience in credit approval and financial management, currently serving as Director of SME Credit Approval at OTP Bank Romania S.A. since August 2011, and previously as Manager of the Corporate Credit Approval Department and Senior Credit Analyst. Prior roles include International Affairs Manager at Avira GmbH, Corporate Credit Manager, and Risk Underwriting Senior Officer at Garanti Bank. Adrian also held positions as Finance Manager at Avira Soft SRL, Credit Risk Officer at UNICREDIT ROMANIA, and Senior Financial Analyst at Cosmote Romania. Adrian's educational qualifications include ACCA certifications in International Financial Reporting and Financial Management, as well as a degree in Foreign Trade from the Academia de Studii Economice din București.