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Niraj Joshi has gained a range of work experience over the years. CA Niraj started their career as an Article Trainee at B.K. Patwardhan & Co. in 2015, where they worked until 2017. Following this, they served as an Industrial Trainee at Marsh & McLennan Companies from 2017 to 2018. In 2020, they became a Deputy Manager at Axis Bank, staying until 2021. Subsequently, they joined Tata Motors Insurance Broking and Advisory Services Ltd. as an Assistant Manager in 2021, and their tenure lasted until 2022. Currently, they hold the position of Commercial Finance and M&A at OmniActive Health Technologies, starting in 2022.

CA Niraj Joshi completed their education in a sequential manner. CA Niraj started in 2011 and graduated in 2016 from Somaiya Vidyavihar University, where they obtained a Bachelor of Commerce (B.Com.) degree with a field of study in Business/Commerce, General. Subsequently, from 2013 to 2019, they attended The Institute of Chartered Accountants of India, earning the degree of Chartered Accountant with a specialization in Accounting and Finance. In parallel, between 2017 and 2019, they pursued a Master's degree in Finance, General from the University of Mumbai. Furthermore, in December 2022, CA Niraj Joshi obtained a certification in "Analyzing and Visualizing Data with Microsoft Power BI" from Udemy.