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Michelle Fowler has extensive experience in the financial industry, starting as an Internal Audit Assistant at Neath Borough Council in 1992. Michelle progressed through roles at Deloitte & Touche as a Staff Accountant, James River Bankshares as an Internal Auditor, and Mitchell, Wiggins & Co as a Senior Auditor. In 2001, they founded Fowler & Company, LTD, where they served as President until 2023, offering a wide range of community bank internal audit, compliance, and control consulting services. In 2023, they joined Old Point National Bank as an Audit Director.

Michelle Fowler completed their Associate of Business Administration in Accounting at Richard Bland College of William & Mary from 1984 to 1987. Michelle then went on to earn their Bachelors of Business Administration in Accounting from James Madison University from 1987 to 1990. Michelle also obtained various certifications in the field of risk management, information systems, internal auditing, and as a public accountant over the years. Additionally, they received certifications as a Dream Builder Coach and Life Mastery Consultant from the Life Mastery Institute in 2019.