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Rick brings 35 years of residential and commercial real estate lending experience, primarily in the greater Washington DC area. Beginning his banking career with Virginia National Bank in the Tidewater area of Virginia. Through the Bank’s growth into Bank of America, Rick moved to Northern Virginia in 1987. Thereafter Rick then transitioned into community banking with Acacia Federal Savings Bank in 2002 and Cardinal Bank in 2010. Most recently, he has been the Senior Vice President and Market Manager for Virginia with Presidential Bank.