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Paula J Waters has over 20 years of experience in the banking industry. Paula J most recently worked as a Commercial Credit Portfolio Manager and Vice President at OceanFirst Bank, starting in 2021. Prior to that, they held a similar role at Truist from 2019 to 2021.

From 2016 to 2019, Paula worked at Wells Fargo as a Senior Underwriter and Vice President in The Private Bank, where they analyzed complex financial statements and underwrote loans for high net worth individuals.

Before Wells Fargo, Paula held the position of Regional Commercial Credit Manager and Vice President at National Penn from 2012 to 2016. In this role, they supervised and managed a team of 8 credit analysts and specialists, providing support for commercial lending groups.

Paula's early career includes a long tenure at Wells Fargo from 1998 to 2012, where they served as a Senior Underwriter and Vice President in Business Banking. Paula J handled commercial credit exposures and underwrote loan requests in multiple states.

Overall, Paula has significant expertise in commercial credit portfolio management, underwriting, and financial analysis, with a focus on high net worth individuals and commercial lending.

Paula J Waters has a Master of Business Administration (MBA) degree in Marketing from Penn State University. Prior to their MBA, they completed their Bachelor of Arts (BA) degree in Economics at Franklin & Marshall College.