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Yosia Fendra currently serves as a Credit Risk Modelling Specialist at OCBC Indonesia, a position held since September 2024. Prior to this role, Yosia held various significant positions at Commonwealth Bank Indonesia, including Vice President and Assistant Vice President from June 2021 to December 2024. Previous experience includes working at Deloitte Southeast Asia as a Manager, Assistant Manager, and Senior Associate from November 2017 to May 2021, as well as an Associate position at PwC Indonesia in early 2017. Additionally, Yosia worked as a Mathematics Science Tutor at PMC and completed a Programmer Internship at Versatile Silicon Technologies. Yosia holds a Master of Science (MSc) in Financial Mathematics from the University of Birmingham and a degree in Electrical Engineering from Institut Teknologi Bandung.