Kemala Dwi Kusniadi is an experienced compliance professional with a strong background in financial crime compliance and advisory services. Currently serving as the FCC Advisory Head at Bank OCBC NISP since December 2020, Kemala previously held positions at HSBC as a KYC Subject Matter Expert and KYC Analyst from May 2018 to December 2020, focusing on KYC and CDD processes. Prior experience includes a role in compliance, AML, and GCG at PT Bank Panin Tbk from October 2015 to April 2018, where expertise in compliance advisory and AML CFT implementation was developed. Kemala holds a Master of Laws (LL.M.) in Business Law from Universitas Pelita Harapan and a Bachelor of Laws (LL.B.) from Universitas Surabaya.