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Stephen Ferrari is a seasoned financial professional with extensive experience in financial analysis and risk management. Currently, serving as a Senior Financial Analyst at Nuvem since August 2022 and managing risk and disbursement processes at ETS since September 2021, Stephen's expertise also includes a role as Treasury Project Analyst at ETS Educational Testing Services Private Limited in Hyderabad. With a background as a Senior Financial Analyst at ACE Group since February 2013 and ESIS, Inc. from July 2014 to September 2019, Stephen has focused on management reporting and analyzing reinsurer exposure. Previous experience includes a Financial Analyst position at Lockheed Martin from June 2010 to February 2013. Stephen holds an MBA from the University of Maryland Global Campus and a Bachelor's in Accounting and Finance from King's College.