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Rayan Alarfaj is currently serving as an Enterprise Risk Specialist at the National Unified Procurement Company "NUPCO" since September 2023. Previously, Rayan held the role of Enterprise Risk Senior Analyst at Tamam by Zain KSA from June 2021 to September 2023, where responsibilities included overseeing risk governance, developing and managing a risk management framework, and conducting training on risk management. Earlier positions at Tamam by Zain KSA involved roles as an Enterprise Risk Analyst and Credit Risk Analyst, focusing on credit evaluation and the development of credit scoring models. Rayan's career began as a Medical Underwriter at TUCI from July 2020 to April 2021. Rayan earned a Bachelor's degree in Insurance and Risk Management from Al-Imam Muhammad Ibn Saud Islamic University, completed in 2021.