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Melissa Cruz is currently working as a Market Risk Analyst - IRRBB at novobanco since June 2021. Previously, Melissa held positions at Forall Phones as a Market Risk Junior Analyst - IRRBB and Trainee Market Risk - IRRBB, and as a Community Shaper. Melissa also worked at ISCTE Business School as a Staff Member at IBS Summer School 2019. Melissa is pursuing a Master's degree in Finance at ISCTE Business School after completing a Bachelor's degree in Management. Additionally, Melissa participated in the Erasmus+ Programme for Management at Università degli Studi di Trieste in 2019-2020.