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Erik Ferning, CFA, currently serves as a Risk Manager at Norwegian Hull Club, overseeing both Risk Management and Investment functions since May 2022. Previously, Erik held the position of Chief Risk & Compliance Officer at Frende Forsikring from February 2021 to May 2022 and served as a Senior Risk Manager at Gabler AS from November 2018 to January 2021, focusing on Solvency II, regulatory reporting, and risk management for non-life insurance companies and pension funds. Earlier experience includes roles at DNB as both Portfolio Manager and Risk Manager, with a concentration on equities and solvency frameworks, and various positions at BKK, Statoil, Hydro Oil & Energy, Storebrand, and Accenture. Erik's educational background includes a Master's degree in Economics and Business Administration with a major in Finance from the Norwegian School of Economics, complemented by a CFA designation and additional studies at the University of St.Gallen and University of Oslo.