Mr. Steigers, a third generation Idaho wheat farmer is a Vice President/Relationship Manager with Banner Bank, Lewiston, Idaho. Prior to entering private sector banking, Mr. Steigers spent sixteen years as a USDA Farm Service Lending Officer. He is familiar with USDA subsidy programs, including the Section 515 program, as well as extensive knowledge in commercial real estate finance. Mr. Steigers is a graduate of the University of Idaho, with a degree in finance. Mr. Steigers has served on the Board of Directors since 2002.