VIRGINIANS PROTECTING VIRGINIANS

If you owned a home in the late 1800s, you lived in mortal fear of fire. Without firetrucks or running water, a stray spark or lightning strike could destroy your home and bankrupt your family.

In 1896, the people of Irvington recognized that the devastating risk posed by fire didn’t have to be borne alone. A group of 37 homeowners banded together to form the Northern Neck Mutual Fire Association of Virginia. By pooling their resources, these original members gained the ability to rebuild a home leveled by fire.

In the century that followed, membership in the Association expanded statewide, providing coverage for thousands of homes throughout the Commonwealth. In 1987, we changed our name to Northern Neck Insurance Company to reflect a growing list of insurance services.

For all of our success, we’re still a small company by the standards of today’s insurance industry. We are Virginia-only by choice. So when we say we are protecting our neighbors, friends and family – that’s exactly what we mean. We are still a mutual insurer, which means every policyholder is a part owner of the company. Instead of passing profits to shareholders, we invest them back into the company to create better products and keep premiums low for our members.

Insurance

Northern Neck Insurance Company

Peter Cammarata

Shalisa Alexander

Dawn Hinkle

Kimberly Foltz

Kristy Higgins

Ryan Conway

Megan George

The Claims and Underwriting team at Northern Neck Insurance Company is dedicated to evaluating and managing the risks associated with insurance coverage. The Underwriters assess applications to determine acceptable risk levels and set premiums, while the Claims Specialists and Adjusters handle claims filed by policyholders, ensuring fair and timely resolution. Together, they work to safeguard the financial well-being of Virginia families, upholding the company's commitment to protecting neighbors and fostering a strong community.

Claims and Underwriting

Technology and Analysis

Sales and Marketing Support

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Claims and Underwriting

About

Team members

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Claims and Underwriting

About

Team members

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