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Stephen S. is an accomplished professional with a robust background in digital transformation, project management, and core banking systems, currently serving as the Head of CTO Transformation at Nordea since September 2015. Stephen's expertise encompasses major leadership roles, including overseeing core banking releases, managing migration capabilities, and guiding cloud and automation initiatives. Prior experience includes significant positions at Westpac, where Stephen directed business change and migration during a digital transformation, and at Commonwealth Bank, where Stephen contributed to core banking programs and testing management. Stephen holds a Bachelor of Business Administration from RMIT University and several advanced qualifications, including a certificate in Financial Markets and training in digital business and project management.