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Ram Saud has extensive experience in the banking sector, currently serving as a Branch Manager and previously as a Relationship Manager at NMB Bank Ltd. since December 2017. Prior experience includes the role of Assistant Relationship Manager at Laxmi Bank from October 2016 to December 2017 and Assistant at Siddhartha Bank Limited from August 2013 to October 2016. Ram Saud holds a Master of Business Administration (MBA) in Finance and Financial Management Services from King's College, Kathmandu, completed between 2012 and 2014, as well as a Bachelor in Finance, Financial Management from Kailali Multiple Campus, Dhangadhi, obtained from 2009 to 2012.