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Anubhav Karhan is an experienced Business Analyst with a strong background in financial technologies, specializing in payment systems, blockchain, and data science. Currently employed at NIBC Bank since January 2020, Anubhav has previously held positions at Cognizant as a Senior Business Analyst and Scrum Master, and at HSBC as an IT Business Analyst and Scrum Master, focusing on investment banking applications and regulatory reporting. Anubhav's expertise extends to roles as a Senior Functional Analyst at FIS and as a Test Specialist at IBM, alongside a foundational experience as a Software Engineer at Infosys Technologies Ltd. Educational qualifications include a B.Tech in Computer Science and Engineering from Dehradun Institute of Technology and CFA Level 2 candidacy.