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Joanne Horner is an experienced insurance professional with a career spanning over two decades. Currently serving as an On-Site Commercial Underwriter for NFU Mutual in the Northern Ireland region since August 2022, Joanne has previously worked as a Commercial Account Handler at CIP Insurance Brokers Ltd and as a Sales Executive & PA to Agents/Partners at East Antrim NFU Agency. Joanne also held the position of Commercial Underwriter at NFU Mutual from 2014 to 2016 and gained foundational experience as an Underwriter in the Small Business Team at Aviva from 1997 to 2007. This extensive background highlights a strong expertise in commercial underwriting and account management within the insurance industry.