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Terry Couto is a founding partner at Newbold Advisors, a position they have held since the company's inception in 2014. Prior to that, they were with Caladesi Financial from 2010 to 2014. From 2006 to 2010, they were with a mortgage GSE. Terry also spent time with Tenneco Oil Company and Ernst & Young.

Couto began their career in public accounting with Ernst & Whinney in 1984. Terry then moved to GE Capital in 1988 before joining Market Street Mortgage in 1990. In 1992, they founded Newbold Advisors LLC, which was acquired by the Royal Bank of Scotland Group in 2007.

Terry Couto has an MBA in Finance from Georgia State University and a BS in Accounting from the University of Alabama.

Some individuals on their team include Robert Simpson - Partner, Monica Lee - Senior Director, Recruiting, and Sally S. Bartholmey - Chief Legal Officer & HR Executive.