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Nayana Kumar G S has extensive experience in credit management, having worked as a Credit Manager at Aditya Birla Capital since November 2019, and as an Area Credit Manager at NeoGrowth Credit Pvt. Ltd. since April 2018. Previously, Nayana held positions as Branch Credit Manager at HDB Financial Services Ltd. and Credit Manager at Intec Capital Limited. Nayana's expertise includes banking analysis, financial analysis, proposal underwriting, customer interactions, CAM preparation, and resolving operational and audit queries. Nayana holds a Master’s Degree in finance and marketing from Garden City University and a BBM in Finance and Financial Management Services from SRSFGC.