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Dave Ledwell is an experienced financial executive currently serving as Senior Vice President of Consumer and Business Lending at Navy Federal Credit Union since May 2009. Prior to this role, Dave Ledwell was the Owner of Horizon Capital Group, where custom commercial finance and advisory services were provided to small and mid-cap businesses from May 2006 to May 2009. From January 2003 to May 2006, Dave Ledwell held the position of Regional Vice President at HSBC, overseeing a four-state sales team in the Automotive Financing Group. Earlier in their career, Dave Ledwell served as Vice President of Lending Operations at Chevy Chase Bank from June 1995 to February 2003. Academic credentials include a Master of Science in Finance from Georgia State University and a Bachelor of Science in Business Administration and Management from the University of North Carolina at Greensboro.