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Tim Tor is a seasoned professional in the banking and payments sector, currently serving as Banking and Payments Platform Product Director at NatWest Boxed and Mettle since March 2023. Tim has a significant background in digital banking, having held the position of Head of Digital Distribution Domain at NatWest from November 2015 to March 2023, overseeing extensive technology teams. Additional leadership roles at Royal Bank of Scotland Business included Head of Bankline Direct Product and various positions in International Liquidity Management. Tim's foundational experience began at ABN AMRO Bank N.V. as a Customer Service Specialist. Academic credentials include a Master's degree in Innovation & Technology Management from the University of Bath and dual Bachelor's degrees in International Business Management Studies from the Amsterdam University of Applied Sciences and the University of Brighton. Tim also contributes to the academic community as a student mentor for the MSc Innovation & Technology Management program at the University of Bath since October 2019.