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Muhammad Waheed A. is an experienced software professional currently serving as an Associate Researcher at the University of Galway since November 2022, focusing on the FAME Horizon project that aims to develop a Federated Decentralized Trusted Data Marketplace for Embedded Finance. Prior to this role, Muhammad Waheed A. worked at Standard Chartered Bank for nearly eight years, progressing from Senior Software Engineering to Java Technical Lead, where critical projects included the development of chat bot APIs and a standalone payment application used in 35 countries. Previous experience also includes serving as an Advisory Software Engineer at Visionet Systems Inc., where Muhammad Waheed A. upgraded e-commerce systems, and earlier roles at IT Centrex and Tower Technologies, focusing on J2EE application development. Muhammad Waheed A. holds a Bachelor of Science in Computer Science from The Islamia University of Bahawalpur and is currently pursuing a Master of Science in Computer Science with a specialization in Artificial Intelligence at the University of Galway.