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Jolin Zhu has a diverse work experience spanning over several years. They started their career as a Management Trainee at Bank of China (Hong Kong) in 2007 and subsequently moved on to become the Team Head of Large Corps and Real Estates at Nanyang Commercial Bank SH branch in 2010. In 2013, they took on the role of Head of corporate banking dept. Hongqiao sub branch at Nanyang Commercial Bank Ltd. and later became a Senior Strategic and business planning manager at the same company in 2015. Jolin Zhu then joined Nanyang Commercial Bank Ltd. in 2017 as the Head of Strategic Customer Dept BD center, where they achieved impressive results, including managing a large strategic customer portfolio, delivering substantial net income, and orchestrating cross-company cooperation. Their most recent role is the AVP at Moody's Investors Service, which began in 2019.

Jolin Zhu completed a Bachelor's degree in Tourism Management from Fudan University between the years 2003 and 2007. More recently, from 2018 to 2020, Jolin Zhu pursued a Financial Master of Business Administration (FMBA) at China Europe International Business School (CEIBS).