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Ram Subramaniam has a strong background in technology and entrepreneurship. Ram is the Co-Founder of My Money Karma since 2017 and Co-Founder of Airomo from 2014 to 2015. Previously, they served as the Founder/CEO of Shiva Corporation from 2000 to 2013 and as the Chief Technology Officer of Tropical Shipping from 1994 to 2000. Ram also has experience working in various roles at NASA, Citi, The Dow Chemical Company, KPMG US, and Emirates, where they gained extensive knowledge in project management, product management, IT analysis, and software development.

Ram Subramaniam has a Master's degree in Management from Stanford University Graduate School of Business. Ram also holds a Bachelor's degree in Engineering from PSG College of Technology. Additionally, Ram Subramaniam has earned a Doctor of Philosophy (Ph.D.) in Entrepreneurship/Entrepreneurial Studies from the University of Leicester. The exact start and end years for each education are not provided.