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Marouan El Yakoubi is an experienced product owner and business analyst with a diverse background in digital solutions and financial services. Currently serving as the Product Owner for CRIAC Flows at MLOZ IT, Marouan oversees the digitalization of services for medical providers and citizens. Prior roles include business analyst positions at UCB, Deutsche Bank Belgium, ING, Societe Generale Private Banking, and ENGIE Electrabel, focusing on various projects such as MIFID 2 compliance and energy trading applications. Marouan began their career at BNP Paribas Fortis, where responsibilities included managing equity derivatives and supporting trading desks. Marouan holds a Master's degree in Economics from Université libre de Bruxelles.