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Kristin Carpenter is an experienced lending analyst currently employed at Michigan Schools and Government Credit Union since October 2022. Previously, Kristin held roles at University Lending Group as a division trainer and at Huron Valley Financial, Inc. as an Encompass administrator, where responsibilities included maintaining Encompass admin settings and providing daily support for users. Kristin's career also includes experience as a business analyst in mortgage banking at Quicken Loans, focusing on technology solutions for legal and compliance needs, as well as serving as a senior technology consultant and IT technology trainer at Flagstar Bank, where Kristin facilitated technology integration for wholesale mortgage lending. Kristin holds a BFA in Painting/Printmaking from Northern Michigan University.