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Stephen Wojnar, CMB, CMT is currently the Managing Director at Vestify, the first clearinghouse for the secondary market purchase and sale of electronic mortgage notes. Stephen is also a Board Member at DomiDocs, Inc. and elphi. Stephen is an experienced mortgage instructor at the Mortgage Bankers Association and has held various leadership roles in mortgage industry consulting and banking, including at Santander Bank, N.A. Stephen has a strong background in sales, strategic alliances, and correspondent lending in the real estate finance industry.