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Bhavna Guglani currently serves as the Chief Digital Officer at BCU, leading the Digital Services group that focuses on developing and implementing digital products and enhancing member experiences. With extensive experience in the financial industry, Bhavna brings a digital-first perspective to organizational strategy, leveraging knowledge of emerging technologies and market trends. Prior roles include serving as a Digital Transformation Consultant and Senior Vice President of Product at SavvyMoney, where Bhavna contributed to the growth of consumer credit solutions for over 900 financial institutions. Previous positions also include Product Manager at HSBC Card Services and various roles at Citigroup, GE Capital, and other firms. Bhavna holds an MBA from INSEAD, as well as graduate and undergraduate degrees from The Wharton School and St. Stephen's College, Delhi, respectively.