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Rick Chow is a skilled backend engineer with extensive experience in software development and technical architecture. Currently employed at Monzo Bank since September 2022, Rick specializes in backend engineering. Prior experience includes a role as a software engineer at Freetrade, where Rick contributed to an event-sourced CQRS architectured accounting framework on GCP, focusing on ledger and settlement as well as trade reporting and reconciliation. Rick's background also includes software engineering positions at JPMorgan Chase & Co., where contributions ranged from building middle office trading applications using Spring microservices to automating trading reports with Spring Boot. Earlier experience includes a technology internship at Aria Group Limited and a master's degree in computer science from the University of Glasgow.