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Nicole Perry is an accomplished professional with extensive experience in product management, research, and strategic development. Currently serving as Head of Product at Monument since December 2023, Nicole has previously held significant roles including Head of Research and Opportunity Development at Sky and Global Strategy Director for Digital Business Growth at 11:FS. Nicole's career includes leadership positions at Virgin Money, Capco, and Tesco Bank, with a strong focus on propositions, commercial development, and risk analysis. In addition to professional roles, Nicole contributed as a voluntary Regional Director for Entrepreneurial Scotland. Educational qualifications include a BA (Hons) in Business Enterprise from the University of Strathclyde and an Associate Chartered Banker's Diploma from the Chartered Banker Institute.