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Monte Malhotra has a long and varied work experience. Monte began their career in 2006 as President and Director of the Charles R. Blyth Fund. In 2007, they authored The Young Investor's Guide to Retiring Young and in 2011, they authored The Young Investor's Guide to Real Estate Investing: 25 Secrets for Success. In 2010, they worked as an Analyst in Technology Investment Banking at Jefferies & Company. In 2011, they worked at VMware in Corporate Finance. In 2012, they founded Money Intelligence and was the Chief Dream Enabler. In 2013, they worked as an Instructor in Investing. Most recently, they founded Future Investors of America and serves as the CEO.

Monte Malhotra has an extensive educational background, beginning with their high school education at Saratoga High School and The Harker School. Monte then went on to Stanford University, where they earned a Bachelor of Arts in Economics. Following this, they completed a Master of Business Administration from Northwestern University - Kellogg School of Management, and then a Doctor of Law from Northwestern University Pritzker School of Law. Additionally, they hold certifications from FINRA for Series 63, 65, and 79.