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Agnes Tan has a strong background in audit and financial services. Agnes began their career at PwC in 2008 where they worked as an Associate and eventually became an Assistant Manager in External Audit. In 2012, they joined Frasers and Neave as a Senior Internal Auditor before moving to Frasers Property Limited in 2014. At Frasers Property Limited, they held various roles including Assistant Manager, Senior Manager, and AVP in Internal Audit. Most recently, Agnes joined the Monetary Authority of Singapore (MAS) in 2022 as a Deputy Director in Internal Audit.

Agnes Tan earned a Bachelor's degree in Accountancy from Nanyang Technological University Singapore, which they completed from 2005 to 2008. Prior to that, they attended National Junior College from 2003 to 2004, where they completed their A'Level education. Agnes's earlier education includes attending CHIJ St. Nicholas Girls' School from 1992 to 2002. Agnes has also obtained additional certifications, such as Certified Internal Auditor (CIA) from The Institute of Internal Auditors Inc. in December 2023, Data Analytics: Dashboards vs. Data Stories and Programming Foundations: Fundamentals from LinkedIn in 2022, and CA Singapore from the Institute of Singapore Chartered Accountants (ISCA) in 2011.