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Karen Fernandes is a finance and promotions analyst currently working at MODO since April 2023, where responsibilities include the implementation of automatic debit processes for merchants, focusing on financial promotions and defining OKRs related to the process. Prior to this, Karen served as an Electronic Payment Media Analyst at La Anónima from March 2018 to April 2023, managing billing and maintaining relationships with banking entities while updating interest rates and controlling campaign discounts. Additionally, Karen worked as a Cash Application Analyst at Accenture Argentina from May 2015 to March 2018, performing bank reconciliations, analyzing client portfolios, and using SAP for account reconciliations in both USD and ARS. Currently pursuing a degree in Commercialization at Universidad Abierta Interamericana, Karen is expected to graduate in April 2025 and has also completed a course in Microsoft Excel for businesses.