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Sven Brauer is currently the Co-Founder & Chief Operating Officer (COO) at MODIFI, a platform for cross-border Buy Now, Pay Later for B2B transactions. Previously, Sven was the CEO of BillPay GmbH, specializing in buy now, pay later payment methods. With successful leadership roles at Klarna AB and experience at Deutsche Bundesbank and Bundesministerium der Finanzen, Sven has a strong background in finance and operations. Sven holds a Diplom Volkswirt degree from Freie Universität Berlin.