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Michael Agustinus is an experienced professional in risk management and strategic planning, currently holding the position of MIS Risk Management at Modalku since November 2021. Previously, from October 2019 to December 2021, Michael served as MIS Planning & Strategy at PT Bank KEB Hana Indonesia, where responsibilities included project planning, execution coordination, and report design utilizing Microsoft SQL Server, Microsoft Access, and Microsoft Excel. Michael's early experience includes an Engineer Intern role at PT. Global Sahabat Otomasi, focusing on computer vision technology, and serving as a Laboratory Assistant for Embedded Systems at Atma Jaya Catholic University of Indonesia. Michael earned a Bachelor's degree in Electrical and Electronics Engineering from Atma Jaya Catholic University of Indonesia in August 2019.