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Khayal Niftaliyev is an experienced professional in internal control and banking, currently serving as a Senior Internal Control Specialist and Deputy Branch Manager at MKT Cotton LLC since January 2021. Prior to this role, Khayal held various managerial positions at Amrahbank OJSC from March 2014 to June 2017, where responsibilities included overseeing branch operations, developing new business, and ensuring customer satisfaction. Khayal's career began at FINCA Azerbaijan, serving as a Supervisor and Credit Specialist from February 2006 to February 2014, managing credit teams and client inspections. Khayal holds an MBA in Business Administration and Management from Azerbaijan State University of Economics, along with a Bachelor's degree in Economics and Finance from Azerbaijan International University.