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Ray Kovach Jr has a work experience spanning over 15 years. Ray started their career at Chase in 2005 as a VP Workplace Relationship Manager, where they were responsible for managing relationships with corporate clients. In 2008, they joined MidFirst Bank as the VP Director of Workplace Banking and Business Development, where they led the development and expansion of workplace banking services.

Ray Kovach Jr attended The Ohio State University from 1990 to 1995, where they obtained a Bachelor of Arts degree in Business. Ray then pursued a Master of Business Administration degree in Business Administration and Management, General from the University of Phoenix, starting in 2001 and completing it in 2022.