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Michael J. Lima is Managing Director for the Whole Loan Trading Division of Mid America Mortgage. Prior to joining Mid America, Michael held leadership positions with Guardian Mortgage, Nationstar Mortgage, and Fannie Mae. While with Guardian, he served as the company’s Chief Risk Officer responsible for enterprise risk management, capital markets, and loan servicing. At Nationstar, Michael was Senior Vice President of Capital Markets and Correspondent Lending. He held several positions in servicing, risk management, and marketing during a seventeen year career with Fannie Mae. Michael holds a B.B.A. in Finance from San Diego State University and an MBA in Finance from The University of Texas at Arlington. He is an active member of the Texas Mortgage Bankers Association and has held a Director position since 2008.