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Marcelo (Arcus) Fernando, Jr. is an Independent Director with extensive experience in the finance sector. They served as Senior Vice President of Group Treasury at SM Investments Corporation from 2015 to 2020 and held multiple leadership roles at Citibank, N.A. across the Philippines and Thailand between 1998 and 2015. Currently, Marcelo is a Non-Executive Director at Airspeed, an Independent Director at Singlife Philippines, and at Metrobank, as well as a member of the Board of Trustees at the Asian Institute of Management. They hold a Master's degree in Business Management from the Asian Institute of Management and a Bachelor's degree in Economics from the University of the Philippines.