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Ard Allison has a comprehensive work experience in the insurance industry. Ard began their career at Travelers in 1973 as a Claims Supervisor. After working there for 16 years, they joined Fleming Companies, Inc. in 1989 as a Risk Manager and remained in that position until 2003. In 2003, Ard joined McLane Company, Inc. as a Claims Manager and later became the Director of Workers' Compensation in 2018.

Ard Allison completed their Bachelor of Science (BS) in Business Administration and Management from Lincoln University (MO) during the period of 1967-1971. Prior to that, they attended Liberty High School in Liberty, MO from 1963 to 1967. No specific degree or field of study is mentioned for their high school education.