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Michal Pokluda currently serves as the Head of Digital Channels & Sales at mBank CZ, focusing on digital channel adoption and the growth of mobile application capabilities. Prior to this role, Michal Pokluda worked as a business consultant and led marketing and product development at Wuestenrot Financial Group, where efforts were made to revitalize the company's growth. Michal Pokluda has an extensive background in business lines and segments management at mBank CZ, as well as significant experience in product management and innovation at CSOB and Citibank. Educational qualifications include an MBA from the University of Pittsburgh Katz Graduate School of Business and master's and bachelor's degrees in Finance, Banking, and Accounting from the Prague University of Economics and Business.