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Ruth Smith has a diverse work experience spanning several companies and roles. Ruth began their career at Visa International as a Senior Manager in Business Development from 1991 to 1998. Ruth then worked at various positions in ING Direct UK, including Head of Operations and Head of Vendor Management. From 2013 to 2014, they served as the Head of Operations - Customer Services at Barclays Direct. Ruth started working at Nationwide Building Society in 2014 as a Senior Operations Manager, leading a complaint management department. In 2016, they joined Masthaven Bank, where they held the positions of Savings Customer Service Manager and later Head of Customer Services. Most recently, they have volunteered for good causes, showcasing their commitment to social impact.

Ruth Smith attended Sancta Maria College in Dublin, where they completed the A level equivalent. No specific information about the start and end years of their education at this institution is provided.