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Pratik Khowala serves as the CFO for Consumer Payments, Commercial, and New Payment Flows at Mastercard, managing over $15 billion in revenue and overseeing strategic and financial operations, including FP&A, risk management, and M&A. Pratik has developed frameworks for expense rationalization, achieving significant savings with minimal disruption. Prior roles at Mastercard include Executive Vice President and Group Head of Corporate Financial Planning & Analysis, as well as CFO for the Middle East and Africa. Previous experience encompasses leadership positions at Barclays and Citibank, focusing on financial planning and analysis across various markets in Asia Pacific. Pratik Khowala holds multiple certifications, including Chartered Financial Analyst and Chartered Accountant from the Institute of Chartered Accountants of India.