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Ziou (Howard) Huang, ASA, has a diverse professional background in actuarial roles within the insurance and finance industry. With experience in Canadian Par Life Insurance Pricing, Global ALM, and Risk Analysis, Ziou has also held positions in reinsurance, market risk, and product management. Ziou holds a Bachelor of Mathematics with Distinction in Actuarial Science and Statistics from the University of Waterloo, and a Master of Financial Insurance in Finance and Actuarial Science from the University of Toronto.