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The Department Heads at Mandiri Tunas Finance oversee various critical areas of the company's operations. The Learning Section Head manages training and development initiatives to ensure employee growth and organizational learning. The Recovery Head strategizes and implements measures for debt recovery to maintain financial health. The Regional Division Head supervises and coordinates regional operations to achieve business targets. The Heads of Credit are responsible for evaluating credit applications and managing the credit approval process, ensuring sound risk management and customer satisfaction.