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Hardeep Singh has extensive experience in the financial sector, currently serving as the Head of Retail Credit Intelligence at Maybank since March 2019, where leadership of a team of 10 data scientists focuses on integrating operational models and analytics throughout the retail banking customer journey. Prior roles include AVP, Senior Data Scientist at Maybank, where contributions to data science and machine learning were made, and AVP, Head Reporting and Analytics for Liquidity Risk at CIMB, where implementation of a new ALM engine significantly saved operational hours. Earlier experience as a Senior Risk Analyst at Maybank involved developing Monte Carlo simulated models to analyze risk structures. Hardeep holds an MSc in Data Science and Business Analytics from Asia Pacific University and a Bachelor of Arts in Actuarial Science from The Australian National University.