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Essam SEDDIKI is a seasoned professional in actuarial science, currently serving as Responsable de département actuariat épargne at Malakoff Médéric since March 2017. With a robust background in collective retirement and risk assessment, Essam has held various significant roles, including Actuaire, Responsable Souscription Retraite Collective at Quatrem, where responsibilities included defining underwriting policies and overseeing a team of six. Previous experience spans positions such as Souscripteur Assurances Collectives at GAN and Chargé d’Etudes Actuarielles at the Fédération nationale de la Mutualité Française. Essam holds multiple degrees from prestigious institutions, including a Master's in Mathematics from Université Paris Dauphine and certification as an actuary. Additionally, completion of training in Enterprise Risk Management further enhances expertise in the field.